Uber's services have revolutionized modern travel. By simply using the Uber app, a ride is available at your fingertips, making it incredibly convenient. As convenient as Uber is, it’s not without its risks. Crashes can still take place, leading to potential passenger injuries.
In this article, what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:
Neck Injuries: This neck injury is common in rear-end collisions, causing pain and limited mobility. The symptoms may take time to surface.
Broken Bones: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Driver Liability: Uber drivers can be held liable if they were negligent or reckless. Examples lawsuit against uber car accident include speeding, DUI, or violating traffic rules.
A Different Driver: When another driver causes the accident, they may be held responsible.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. Uber offers up to $1 million in liability coverage during active rides.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In such cases, lawsuits may involve multiple parties to determine responsibility.
What Uber’s Insurance Covers in Accidents
Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.